Answer these questions to find out:

1. Is the mortgage you are having problems with your primary residence?
   Yes   No

2. Have you missed any mortgage payments?
   Yes   No

3. Do you anticipate having difficulties making your mortgage payments moving forward?
   Yes   No

4. Do you believe that the amount you owe on your mortgage(s) is greater than the current value of your home?
   Yes   No

5. Have you received a forclosure notice (Notice of Default or Lis Pendens) from your lender?
    Yes   No

6. Are you considering or currently in bankruptcy?
    Yes   No

7. Have you attempted to work with your mortgage company to resolve your situation?
    Yes   No

8. Have you attempted to refinance or modify your loan and been denied?
    Yes   No