Program 3648: What is your first name and the area where you live?

Linda: My first name is Linda. I used to live in Witchita but I am now in Montana. The house was sold in Witchita.

Program 3648: Can you please briefly explain what happened in your case?

Linda: This house was a rental and it had major issues from the day I purchased it unbeknownst to me and basically I rented it and tried to repair what I could and then try to resell it for three years and never could.

Program 3648: Okay. Can I ask how you heard about your certified Program 3648 representative Mr. Joshua Roy?

Linda: It was actually through a friend I think.

Program 3648: Okay. How much better did you feel about your situation after visiting with Mr. Roy?

Linda: I felt very good.

Program 3648: Okay. I know Linda, sometimes the short sell process, it can be long and cumbersome. How was your experience working with your representative Mr. Roy?

Linda: It was wonderful. He was very good. He talked to me through a lot of things. I made a lot of phone calls to him, he never got frustrated with me. He was very patient and understanding of the situation I was in.

Program 3648: Okay. What did you like most about working with Mr. Roy and the work that he did for you?

Linda: His honesty.

Program 3648: Okay. I know Linda, a lot of foreclosure scams are out there, they charge homeowners money, they don’t provide them any help to them and Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and the services that your Program 3648 representative Mr. Roy provided at absolutely no cost to you?

Linda: It was wonderful. Now when you’re in a financial bind and you need help and you don’t have the right to put out for someone to help you. It’s wonderful.

Program 3648: Linda, what would be your recommendation to other homeowners that are considering a short sell using a Program 3648 representative such as Mr. Joshua Roy?

Linda: Go for it.

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Interview with Carl in CO

Program 3648: What is your first name and the area where you live?

Carl: Carl. The west side of Colorado Springs.

Program 3648: Can you please briefly explain what happened in your case?

Carl: That was a rental property that I had rebuilt and was unwilling to try to continue being a landlord.

Program 3648: Carl, can you tell me, how did you hear about your Certified Program 3648 Representative, Mr. John Hauber?

Carl: He is my neighbor.

Program 3648: Okay, and tell me, how much better you felt about your situation after visiting with Mr. Hauber?

Carl: I – more it felt like it was going to be, you know, handled and that I wasn’t going to have to worry about it very much longer.

Program 3648: I know, Carl, that sometimes the short sale process can be long and cumbersome. How was your experience working with Mr. John Hauber?

Carl: It was fine.

Program 3648: Okay, and what were some of the things that were done to help relieve the stress of your situation?

Carl: Just simply having a real estate agent that had contacts to find a buyer.

Program 3648: Okay. Can you tell me, what did you like most about working with Mr. John Hauber and the work that he did for you?

Carl: It wasn’t over-explained or, you know, there was just a business quality to it. It was, ” You need to do this and I’ll help you do it. Let’s get it done.”

Program 3648: Okay. I know, Carl, a lot of foreclosure scams are out there and they charge homeowners money and they don’t provide them any help, and Program 3648 Scam Prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services that your Program 3648 Representative, Mr. John Hauber,  provided at absolutely no cost to you?

Carl: A sense of relief to have the house conveyed to somebody that was going to appreciate it and take care of it.

Program 3648: Okay. Carl, what would be your recommendation to other homeowners that are considering the short sale using a Program 3648 Representative such as Mr. John Hauber?

Carl: If that’s what you need to do, then do it.

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Program 3648: What is your first name and the area where you live?

Adam: First name is Adam. I live in Clarksville, Tennessee.

Program 3648: Can you please briefly explain what happened in your case?

Adam: Pretty much me and my wife had separated at the time and I got stuck with all the bills and I just couldn’t make the mortgage payments or more of the bills at that time, so I had to sell the house.

Program 3648: Okay. Adam, tell me, how did you hear about your Certified Program 3648 Representative, Mr. and Mrs. Peterson?

Adam: I actually got online about – for people to buy houses – and within 30 minutes of me submitting my phone number, they gave me a call.

Program 3648: Great! Tell me, how much better did you feel about your situation after visiting with your Program 3648 Representatives, the Petersons?

Adam: They were really pleasant people. I really enjoyed it. They made everything very easy for me. I really didn’t have to do much except sign something, so it was very easy.

Program3648: Great! I know, Adam, sometimes that the short sale process can be long and cumbersome. How was your experience working with your representatives?

Adam: Again, it was very easy for me. I really didn’t have to do much. They took care of everything for me.

Program 3648: Okay. Tell me, what did you like most about working with your Program 3648 Representatives and the work that they both performed for you?

Adam: They took care of everything. I was pretty much clear of mind. I didn’t have to worry about anything, so it was perfect. I mean, I like things where I didn’t have to do anything much of.

Program 3648: Okay. I know, Adam, a lot of foreclosure scams are out there and they charge homeowners money and they don’t provide any help, and Program 3648 Scam Prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did that feel for you to receive all of the help and services that your Program 3648 Representatives provided at absolutely no cost to you?

Adam: Well, that’s very interesting because I didn’t know of places that didn’t charge, so that worked great for me.

Program 3648: Okay and, Adam, what would be your recommendation to other homeowners that are considering the short sale using a Program 3648 Representatives such as Mr. James and Ms. Barbara Peterson?

Adam: Well, if they don’t really want to do it – have much to do with anything, they just want their house sold and not worry about anything, definitely go with some people like them because they made the process very easy for me. Again, I didn’t have to worry about much and that was pretty much it and it made my life a lot easier especially when I was going through a rough time.

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Program 3648: What is your first name and the area where you live?

Ty: Ty, and I reside in Dublin, California.

Program 3648: Ok. Could you just briefly explain what happened in your case?

Ty: I was laid off and can no longer afford to pay for the mortgage.

Program 3648: Ok. Tell me Ty. How did you hear about your certified Program 3648 representative Kelvin Kam?

Ty: He was referred to me by one of my brokers.

Program 3648: Ok. How much better did you feel about your situation after visiting with Mr. Kam?

Ty: It helped because at first I was going to let it foreclose but I had enough time to do a short sale. He helped me out with that.

Program 3648: Ok, great. Ty, I know sometimes that the short sale process can be long and cumbersome. Will you tell me how your experience was working with Mr. Kam?

Ty: Good. I mean, Kelvin took care of mostly everything. He put everything together for me, brought it over to my house, showed me the offer that were going to be sent in. It was pretty easy.

Program 3648: Ok. Could you tell me some of the things that were done to help relieve the stress of your situation?

Ty: I guess just in working with my lender at the time, to get him to accept the offer. That was a big relief off my shoulder.

Program 3648: Ok. What did you like most about working with Mr. Kam and the work that he did for you?

Ty: He’s very informative and very helpful.

Program 3648: Ty, I know a lot of foreclosure scams are out there and they charge homeowners money and they don’t provide many help. Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. Tell me  how did it feel for you to receive all of the help and services that your Program 3648 representative Mr. Kam provided at absolutely no cost to you?

Ty: It was awesome. I mean, I was afraid I was going to have to pay something for his services but I mean it worked out really well.

Program 3648: Great. What would be your recommendation to other homeowners that are considering a short sale using a Program 3648 representative such as Kelvin Kam?

Ty: I highly recommend it.

Program 3648: Ok.

Ty: It’s better than the alternative.

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Project 3648: What is your first name and area where you live?

Tammy: Tammy. That’s my first name. I live in Northern Virginia.

Project 3648: Can you please briefly explain what happened in your case?

Tammy: I got separated. I’m a stay-at-home mom and my ex stopped paying the bills.

Project 3648: Ok. How did you hear about your certified Program 3648 representative Mr. Brian Piercy?

Tammy: We went to high school together, he’s a friend.

Project 3648: Ok. Tell me. How much better did you feel about your situation after visiting with Mr. Piercy?

Tammy: Great. He was very professional. He was great.

Project 3648: Ok. I know Tammy that sometimes the short sale process can be long and cumbersome. How was your experience working with Mr. Piercy?

Tammy: I talked to them, so I know he wasn’t going to steer me wrong, so…

Project 3648: Which comes to my next question, Tammy, and that is because you know and I know there are a lot of foreclosure scams out there that are charging homeowners money and don’t provide any help to them and Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services that Mr. Piercy provided at absolutely no cost to you?

Tammy: Great.

Project 3648: Ok. What would be your recommendations to other homeowners that are considering a short sale using a Program 3648 representative such as Mr. Brian Piercy?

Tammy: [You know, you're got a tough find and it stops], you need to take it.

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Program 3648: What is your first name and the area where you live?

Melodea: Melodea. I live in Torrance, California.

Program 3648: Could you please briefly explain what happened in your case?

Melodea: I had an adjustable.

Program 3648: Okay. How did you hear about your certified Program 3648 representative Ms. Sharon Johnson?

Melodea: I believe she was in my area at that time doing short sell. I just ran into her and started asking her questions.

Program 3648: Good. Tell me how much better did you feel about your situation after visiting with Ms. Johnson?

Melodea: Much better. She was really informative and she answered the questions that I had no understanding of in regards to short sell.

Program 3648: Okay. Melodea, I know sometimes the short sell process can be long and cumbersome. How was your experience working with Ms. Johnson?

Melodea: She was wonderful. It was long and cumbersome and it’s not because of her. She basically – she did a lot to get it to where she was finally able to get an approval to do a short sell so she did a lot of [calling] and calling and on hold.

Program 3648: Okay. Tell me, what were some of the things that were done to help relieve the stress of your situation?

Melodea: She basically took it over and I basically sat on the side while she did all the legwork basically. I didn’t have to… Prior to meeting her, I did internet search. I tried to understand what the short sell process was and trying to call First Franklin to get somewhere and I didn’t get anywhere until I finally met Sharon.

Program 3648: What did you like most about working with Ms. Johnson and the work that she did for you?

Melodea: She was on top of things. She was totally on top of everything and it made it a lot smoother process.

Program 3648: Okay. I know that there are a lot of foreclosure scams out there and they charge homeowners money and they don’t provide any help. Program 3648 Scam Prevention Efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services that your Program 3648 representative provided at absolutely no cost to you?

Melodea: Oh, I really liked that because I was scared to go to anybody online [anyway]. I pretty much felt that she was trustworthy and I wasn’t going to have to pay out a bulk amount of money which I did see online – people requesting for help if you give them so much and I didn’t lose anything.

Program 3648: What would be your recommendation to other home owners that are considering a short sell using a Program 3648 representative such as Ms. Sharon Johnson?

Melodea: I would recommend her to anybody.

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Program 3648: What is your first name and the area where you live?

Carla: Carla, and Ocean Pines, Maryland.

Program 3648: Can you please briefly explain to me what happened in your case?

Carla: The mortgage was on the adjustable, on the ARM and the mortgage payment jumped excessively.

Program 3648: Okay. How did you hear about your Certified Program 3648 representative, Mr. Randy Million?

Carla: Through a marketing letter that he sent to my residence.

Program 3648: Okay. Tell me how much better did you feel about your situation after visiting with Mr. Million?

Carla: I felt really good. I had been with a realtor for eight months and she really wasn’t showing it like that and as soon as he took over, I would say in a week and a half he probably showed it more than she did in the eight months.

Program 3648: I know Carla that sometimes the short sell process can be long and cumbersome. How was your experience working with Mr. Million?

Carla: It was wonderful. I was glad I found him. I could touch base with him one on one. I could go visit him when I needed to so it was more comforting to know that I could speak to him one on one.

Program 3648: Okay. What were some of the things that were done to help relieve the stress of your situation?

Carla: He just took everything into his own hands and lined up the showings and made everything convenient and he just kept in touch with me.

Program 3648: What did you like most about working with Mr. Million and the work that he did for you?

Carla: That he got me from under the house [laughter].

Program 3648: Okay. Carla, I know a lot of foreclosure scams are out there and they charge homeowners money and they don’t provide them any help, and Program 3648 Scam Prevention efforts have done an awful lot to help homeowners understand that they can get real help for free. Tell me, how did it feel for you to receive all of the help and the services that your Program 3648 representative, Mr. Million, have provided at absolutely no cost to you?

Carla: It was wonderful especially in the meantime I had lost my job as well so it did relieve a lot of stress.

Program 3648: Okay. What would be your recommendation to other homeowners that are considering a short sell using a Program 3648 representative such as Mr. Million?

Carla: I know there are a lot of companies out there that are very intimidating. Because you’re unsure of this, you’re really getting what they say they’re giving you but I definitely got everything that Randy offered. There was nothing hidden. Everything that was explained to me is how it was.

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Testimonial from Isis in TX

Program 3648: What is your first name and the area where you live?

Isis: Isis, The Colony, Texas.

Program 3648: Can you please briefly explain what happened in your case?

Isis: We had a very high PMI and also foundation issues, so we were just basically in a house that was just falling apart and we were unable to fix it.

Program 3648: Okay. Tell me. How did you hear about your certified Program 3648 representative?

Isis: My husband just called Kellar Williams because that’s who we bought the house with.

Program 3648: Okay. How much better did you feel about your situation after visiting with Miss Winters?

Isis: [Kind of] better.

Program 3648: Okay. I know, Isis, that sometimes the short sale process can be long and cumbersome. How was your experience working with your representative?

Isis: It was okay. She ended up leaving Kellar Williams and we had someone new, and then we got things done quickly after he signed on.

Program 3648: Okay. Tell me. What did you like most about your Program 3648 representative and the work that he did for you?

Isis: He was very quick on responding to any of my emails. It seemed like he really called and made effort and documented things of what happened, like a timeline of who called when and what, the mortgage company, and things like that.

Program 3648: Okay. I know, Isis, there are a lot of foreclosure scams out there. They charge homeowners money and they don’t provide them any help. Program 3648 Scam Prevention’s efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services that your Program 3648 representative provided at absolutely no cost to you?

Isis: I’m thankful we were able to do it. I’m glad it’s over.

Program 3648: Okay. What would be your recommendations to other homeowners that are considering a short sale using a Program 3648 representative?

Isis: Find someone that is very knowledgeable and you feel you could be honest with and they’re hardworking. Honesty is probably the best policy with the short sale. That’s my only thing.

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Testimonial from David in UT

Program 3648: What is your first name and the area where you live?

David: First name is David. I live in Lehi, Utah.

Program 3648: Can you please briefly explain what happened in your case?

David: Well, the investment house and lot that we were hoping to use to help get us a new home, the value dropped and my income dropped and we were unable to make payments.

Program 3648: Okay. How did you hear about your certified Program 3648 representative Mr. Brian Pitcher?

David: Brian Pitcher contacted me and asked me if I needed any help.

Program 3648: Okay. Could you tell me how much better you felt about your situation after visiting with Mr. Pitcher?

David: Well, obviously, we felt good because we had him do our work and then I’ve also referred one of my relatives to him as well, so I consider it a positive experience.

Program 3648: Great. I know, David, that sometimes the short sale process is long and cumbersome. Could you just briefly explain to me your experience working with Mr. Pitcher?

David: He was always available and he pushed things through fast and he had a number of people who were interested in it that were eager as well, and so I’m sure all processes aren’t really quick and we understood that but he seemed to be on the ball and pushed things through fast and it worked out well.

Program 3648: Great. Were there any specific that was done to help relieve the stress of your situation?

David: We’ve been just having him always be available and always answered questions and met with us personally, came to our home on one of the closings. He just accommodated whatever we needed and worked out good.

Program 3648: Great. David, I know foreclosure scams are out there and they charge homeowners money and they don’t provide any help. Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the services that Mr. Pitcher provided at absolutely no cost to you?

David: Well, it worked out good for us, of course, because we didn’t have any money to pay anybody. In fact, even one of the buyers or one of the banks asked for us to pay and we said, “Well, it would be hard for us to do that and we don’t have any money to give you.”  He was able to go back and negotiate with them and worked out where we didn’t have to have any money out of pocket, which was good.

Program 3648: Great. David, you said in one of your previous answers that you’ve already referred a family member to Mr. Pitcher in regard to a short sale transaction, so there would be recommendations to other homeowners that are considering a short sale using a Program 3648 representative?

David: Sure.

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Program 3648: What is your first name and the area where you live?

Alan: First name is Alan. I live in San Diego.

Program 3648: Can you please briefly explain what happened in your case?

Alan: I bought an investment with a friend and a friend of mine, they just backed out and so I just wasn’t able to keep up with it.

Program 3648: Okay. How did you hear about your certified Program 3648 representative Miss Liz DeSantis?

Alan: I’ve worked with her in the past and so she offered to help.

Program 3648: Great. How much better did you feel about your situation after visiting with Miss DeSantis?

Alan: I actually felt relieved [with her help].

Program 3648: Okay. I know, Alan, sometimes the short sale process can be long and cumbersome. Tell me. How was your experience working with Miss DeSantis?

Alan: She was great. It did take a lot of offers for the last one to go through and she was very patient and she was willing to go the extra mile just to help out.

Program 3648: Okay. What were some of the things that were done to help relieve the stress of your situation?

Alan: Mostly, she kept the back offers on file in the event that the primary offers didn’t go through. She would have backup offers to contact.

Program 3648: Okay. Tell me, what did you like most about working with Miss DeSantis and the work that she did for you?

Alan: The communication. She returned my call promptly and answered my questions. I was just grateful for Miss DeSantis’ assistance. She really helped me out there and I really appreciate it.

Program 3648: I know there are a lot of foreclosure scams out there and they charge homeowners money, Alan. They don’t provide any help for them and Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and the services that Miss DeSantis provided at absolutely no cost to you?

Alan: Oh, that felt great especially because I didn’t have the money.

Program 3648: What would be your recommendations to other homeowners that are considering a short sale using a Program 3648 representative such as Miss Liz DeSantis?

Alan: Oh, I would definitely recommend it.

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