Interview with Darin of UT

On May 20, 2010, In Program3648 Testimonials, By admin

Project 3648: What is your first name and the area where you live?

Darin: My name is Darin and I live in Francis, Utah.

Project 3648: Okay.  Darin, I know many good people are finding themselves in different situations where they have been unable to keep up with their mortgage payments.  Can you please briefly explain what happened in your case?

Darin: We lost all the value in our home and we weren’t able to refinance it to try to get better rates.  So we had to do something.

Project 3648: How did you hear about your certified Program 3648 representative, Mr. Bryson Thomas?

Darin: Through Michael Roberts from the City Creek Mortgage.

Project 3648: Okay.  Darin, could you tell me, how much better did you feel about your situation after visiting with your Program 3648 representative, Mr. Bryson Thomas?

Darin: It was nice to know that we had a professional person that was going to do he could to help us take care of the problem.

Project 3648: Okay.  Darin, I know sometimes the short sell process can be long and cumbersome.  How was your experience working with Mr. Thomas?

Darin: We knew exactly the timeframe we were looking at, and he kept us well informed and I felt like he and Joshua educated us the best they could about the situation and were very supportive during the whole thing.

Project 3648: Okay.  What are some of the things that were done to help relieve the stress of your situation, Darin?

Darin: Well, most of it was just having someone you could call and have a dialogue with, and have them explain the situation, explain some of the terms and explain some of the processes that were going on.  It’s about having someone there.  Being able to call Bryson whenever I needed to was nice.

Project 3648: Fantastic, and we do like to hear that.  What did you like most about the work that Mr. Bryson Thomas did for you?

Darin: Just having a professional that was actually willing to be a professional and do what he told you he would do was very nice because that doesn’t happen very often anymore.

Project 3648: Okay.  Darin, I know a lot of foreclosure scams, they’re out there and they’re charging homeowners money and they’re not providing any help to them, and Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free.  How did it feel for you to receive all of the help and services that your Program 3648 representative provided at absolutely no cost to you?

Darin: Oh well, it felt nice.  I mean, if someone’s in a situation where they’re short selling – which we were – when you’re in that situation, you don’t have any money to pay anybody, and it was nice then to have somebody come in and understand that and tell you upfront that this is not going to cost you a dime.  We’re going to get you fixed with this so you can get your life back together and get going again.

Project 3648: Good.  Darin, what would be your recommendation to other homeowners that are considering say, using a Program 3648 representative such as Mr. Bryson Thomas?

Darin: Well, if that’s the only option they have – I mean, it’s nice to have people like Bryson out there that can help you.

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Program 3648 Interview with Ty from California

On May 7, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

Ty: Ty, and I reside in Dublin, California.

Program 3648: Ok. Could you just briefly explain what happened in your case?

Ty: I was laid off and can no longer afford to pay for the mortgage.

Program 3648: Ok. Tell me Ty. How did you hear about your certified Program 3648 representative Kelvin Kam?

Ty: He was referred to me by one of my brokers.

Program 3648: Ok. How much better did you feel about your situation after visiting with Mr. Kam?

Ty: It helped because at first I was going to let it foreclose but I had enough time to do a short sale. He helped me out with that.

Program 3648: Ok, great. Ty, I know sometimes that the short sale process can be long and cumbersome. Will you tell me how your experience was working with Mr. Kam?

Ty: Good. I mean, Kelvin took care of mostly everything. He put everything together for me, brought it over to my house, showed me the offer that were going to be sent in. It was pretty easy.

Program 3648: Ok. Could you tell me some of the things that were done to help relieve the stress of your situation?

Ty: I guess just in working with my lender at the time, to get him to accept the offer. That was a big relief off my shoulder.

Program 3648: Ok. What did you like most about working with Mr. Kam and the work that he did for you?

Ty: He’s very informative and very helpful.

Program 3648: Ty, I know a lot of foreclosure scams are out there and they charge homeowners money and they don’t provide many help. Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. Tell me  how did it feel for you to receive all of the help and services that your Program 3648 representative Mr. Kam provided at absolutely no cost to you?

Ty: It was awesome. I mean, I was afraid I was going to have to pay something for his services but I mean it worked out really well.

Program 3648: Great. What would be your recommendation to other homeowners that are considering a short sale using a Program 3648 representative such as Kelvin Kam?

Ty: I highly recommend it.

Program 3648: Ok.

Ty: It’s better than the alternative.

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Program 3648 Interview with Alan from CaliforniaProgram 3648 Interview with Alan from California

On April 27, 2010, In Program 3648, Program 3648 Scam Prevention, Program3648 Testimonials, Short Sales, By admin

Program 3648: What is your first name and the area where you live?

Alan: First name is Alan. I live in San Diego.

Program 3648: Can you please briefly explain what happened in your case?

Alan: I bought an investment with a friend and a friend of mine, they just backed out and so I just wasn’t able to keep up with it.

Program 3648: Okay. How did you hear about your certified Program 3648 representative Miss Liz DeSantis?

Alan: I’ve worked with her in the past and so she offered to help.

Program 3648: Great. How much better did you feel about your situation after visiting with Miss DeSantis?

Alan: I actually felt relieved [with her help].

Program 3648: Okay. I know, Alan, sometimes the short sale process can be long and cumbersome. Tell me. How was your experience working with Miss DeSantis?

Alan: She was great. It did take a lot of offers for the last one to go through and she was very patient and she was willing to go the extra mile just to help out.

Program 3648: Okay. What were some of the things that were done to help relieve the stress of your situation?

Alan: Mostly, she kept the back offers on file in the event that the primary offers didn’t go through. She would have backup offers to contact.

Program 3648: Okay. Tell me, what did you like most about working with Miss DeSantis and the work that she did for you?

Alan: The communication. She returned my call promptly and answered my questions. I was just grateful for Miss DeSantis’ assistance. She really helped me out there and I really appreciate it.

Program 3648: I know there are a lot of foreclosure scams out there and they charge homeowners money, Alan. They don’t provide any help for them and Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and the services that Miss DeSantis provided at absolutely no cost to you?

Alan: Oh, that felt great especially because I didn’t have the money.

Program 3648: What would be your recommendations to other homeowners that are considering a short sale using a Program 3648 representative such as Miss Liz DeSantis?

Alan: Oh, I would definitely recommend it.

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Testimonial from Tommy in TX

On April 26, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name, and the area where you live?

Tom: Tom Evans. Cleveland, Texas.

Program 3648: Could you briefly explain what happened in your case?

Tom: We just had too many repairs and too many rentals, and the economy’s going down. It was hard for our renters to be able to keep up.

Program 3648: May I ask, how did you hear about your certified Program 3648 representative, Ms. Farley and Ms. Shook?

Tom: I met Kimberly Shook at a museum that we were both at, and also at some billboards that she had around town.

Program 3648: Okay. Tell me, how much better did you feel about your situation after visiting with Ms. Shook?

Tom: Well, I felt like there was some hope and I felt maybe we would be able to work something out.

Program 3648: I know Tom sometimes a short sale process can be long and cumbersome. Could you tell me, how was your experience working with Ms. Shook?

Tom: Well this particular home that closed was pretty quick. I would say that the other ones that we’re still trying to process I’m hoping that they will end up as positive experiences as well. The story isn’t finished being written yet on this so we’ve got to see where that goes.

Program 3648: Okay. And could you tell me so far, what are some of the things that have been done to help relieve the stress of your situation?

Tom: Well just basically, basic routine rent in the ones we get rent from and when we don’t have a renter we just short sale program to be able to do that.

Program 3648: Okay. Would you tell me what you liked most about your Program 3648 representative Ms. Shook, and the work that she did for you?

Tom: Very pleasant to deal with, and I think quite knowledgeable and works well with both the buyer and the seller. So it’s been a positive experience.

Program 3648: Great. Tom I know a lot of foreclosure scams are out there, they charge homeowners’ money, and they don’t provide them any help. And Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. Tell me, how did it feel for you to receive all of the help and services that your Program 3648 representative Ms. Shook has provided at absolutely no cost to you?

Tom: It was great.

Program 3648: Would there be any recommendations that you have to other homeowners that are considering a short sale using a Program 3648 representative such as Ms. Kimberly Shook?

Tom: I wish more people were aware of it. And that this is an option other than feeling like bankruptcy is our only way. I guess this is a much better, more proactive approach to resolving issues.

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Testimonial from Daniel in VA

On April 24, 2010, In Program3648 Testimonials, By admin

Project 3648: What is your first name and the area where you live?

Daniel: First name is Daniel.  I live in Chantilly, Virginia.

Project 3648: Could you briefly explain what happened in your case?

Daniel: I lost my job and I got injured.

Project 3648: Okay.  May I ask how you heard about your certified Program 3648 representative Ms. Tia Johnson and Ms. Sarah Reynolds?

Daniel: I found out about the Reynolds’ Realtors through a flyer that they sent to me.

Project 3648: Okay.  How much better did you feel about your situation after visiting with your representatives?

Daniel: I felt quite a bit better.

Project 3648: Great.  Daniel, I know sometimes the short sale process can be long and cumbersome.  How was your experience working with Ms. Reynolds?

Daniel: Very good.  She did a good job, kept us informed.  She was very steady about it, very professional.

Project 3648: Daniel, what did you like most about Ms. Reynolds and the work that she did for you?

Daniel: Even after the sale, yes, we ran into some – what we thought were some difficulties and she helped us quite a bit with that, so.

Project 3648: May I ask what would be your recommendations to other homeowners that are considering a short sale using a Program 3648 representative such as Ms. Sarah Reynolds?

Daniel: This is like God sent to me.  It would be – make sure that you do your homework, look at all your options.

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Testimonial from Steve in CO

On April 23, 2010, In Program3648 Testimonials, By admin

Project 3648: What’s your first name and the area where you live?

Steve: First name is Steve and I live in Salida, Colorado.

Project 3648: Could you just briefly explain what happened in your case, Steve?

Steve: I went through a divorce just like everybody else throughout Corporate America.  Not a two-income household, but income-and-a-half mortgage.

Project 3648: Okay.  May I ask, Steve, how you heard about your certified Program 3648 representative Mr. Greg Hagan?

Steve: I was dealing with a realtor who was out of the same office, who has ventured off to do other things, and he did not do short sales and he is the gentleman who referred me to Greg Hagan.

Project 3648: I know, Steve, that sometimes the short sale process can be long and cumbersome.  How was your experience working with Mr. Hagan?

Steve: It was very good.  I enjoyed working with him.

Project 3648: Was there anything that you liked most about working with Mr. Hagan and the work that he did for you?

Steve: He was very knowledgeable.

Project 3648: I know, Steve, a lot of foreclosure scams are out there that charge homeowners money and they don’t provide them many help, and Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free.  How did it feel for you to receive all of the help and services that Mr. Hagan provided to you at no cost to you?

Steve: It was fine.  It was great.

Project 3648: Okay.  Would there be any recommendations to other homeowners that are considering a short sale using a Program 3648 representative such as Mr. Hagan?

Steve: I can’t think of any right now.

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Testimonial from Sandra in CA

On April 21, 2010, In Program3648 Testimonials, By admin

Program 3648: Could you just state your first name and the area where you live?

Sandra: Sandra. I live in Northern California.

Program 3648: Could you just briefly explain what happened in your case?

Sandra: Oh, certainly. I lost my job and was unable to make the mortgage payments.

Program 3648: Okay, and may I ask how you heard about your certified Program 3648 representative, Ms. Nancy Moeller?

Sandra: Well I had seen their signs in my condominium complex, because they had sold some other condos in that area. I called them.

Program 3648: How much better did you feel about your situation after visiting with Ms. Nancy Moeller?

Sandra: Oh, much better. I wasn’t sure what I was going to do because certainly I didn’t want to go into foreclosure which seemed to be my only alternative because I wasn’t able to make the payments. She explained to me that they could take and short sell it, and negotiate with the mortgage company and take care of everything for me.

Program 3648: I know Sandra that sometimes the short sale process can be long and cumbersome. How was your experience working with Ms. Moeller?

Sandra: Well, it was great. She took care of everything for me, kept me well-informed; sent me all the information that I needed and paperwork to sign.

Program 3648: Okay, and what were some of the things that were done to help relieve the stress of your situation?

Sandra: Well, everything. They took care of everything for me. I was pretty stress-free.

Program 3648: What did you like most about what Ms. Moeller did and the work that she did for you?

Sandra: Well like I said, just keeping me well-informed, good communication and every time I had a question about something, she gave me good answers and provided, like I said, everything I needed.

Program 3648: Fabulous. Now Sandra, I know a lot of foreclosure scams are out there that charge homeowners money, and they don’t provide them any help. Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and the services that your Program 3648 representative provided at absolutely no cost to you?

Sandra: It was wonderful, because I wasn’t in a situation to pay for any costs. Like I said I lost my job, I was in unemployment. I knew I had to make other arrangements for living expenses so I didn’t really have any funds.  They explained that to me right up front that it wasn’t going to cost me anything.

Program 3648: Good.  What would be your recommendations to other homeowners that are considering a short sale using a Program 3648 representative such as Ms. Nancy Moeller?

Sandra: Oh absolutely, absolutely.

Program 3648: Okay.

Sandra: I would definitely recommend them.

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Testimonial from Michael in TX

On April 19, 2010, In Program3648 Testimonials, By admin

Program 3648: If I could just ask you to state your name and the area where you live?

Michael: Mike; The Colony, Texas.

Program 3648: Could you just briefly explain to me what happened in your case?

Michael: I was in real estate working for a new home builder, and unfortunately where I was at I went on making about half as much as the previous year. My wife got sick and ultimately we wound up getting a divorce. Everything that stresses and burdens your income happened.

Program 3648: I know Michael that our certified Program 3648 representative Mike Reese along with Gina Sheer – they do participate in our program. May I ask how you heard about them?

Michael: Oh, I know Mike from just being in the new home sales business and being a realtor; knew his name stated all over his advertisements. Gina, I met through him.

Program 3648: Okay. May I ask how much better you felt about your situation after visiting with them?

Michael: Well, unfortunately the situation was what it was. At least dealing with Mike, I trusted him and I know his reputation, so I knew it would be handled it professionally. So at least that made me feel better about that.

Program 3648: May I ask, what are some of the things that they did to help relieve the stress of your situation?

Michael: He was more personable with me, knowing what I was going through and such, to help me keep – keep me at peace in mind if you may. So it was just good to decent communication; not an overkill.

Program 3648: Okay.

Michael: But just enough to at least keep you in the loop.

Program 3648: Right. Right, I know there are a lot of foreclosure scams out there also, Michael, that charge homeowners’ money and they don’t provide them any help. And I know Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. And I’d like to know how it felt for you to receive all of the help and services that your Program 3648 representative provided at absolutely no cost to you.

Michael: Yes, I mean they did exactly what they said they were going to do. I mean, that’s rare in this world, especially with as many, like you said, scams and people that are not so honest out there. It was a good feeling to actually do business with someone that – who was there to help; did what they said they were going to do, and achieve the goal that we set out to accomplish.

Program 3648: What would be your recommendation to other homeowners that are considering a short sale using a Program 3648 representative such as Ms. Gina Sheer and Mr. Mike Reese?

Michael: Hopefully they don’t have to deal with it ever. But if they do, they have to be aware that it’s a little bit different on their process that you have to go with someone who is experienced and knows what they’re doing. I think Mike Reese and Gina Sheer are a combination that makes it easy as it possibly can be. I would suggest one of your reps…

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Testimonial from Jason in CA

On April 18, 2010, In Program3648 Testimonials, By admin

Program 3648: Tell me what your first name, and the area where you live?

Jason: Jason, in San Jose, California.

Program 3648: Great, thanks Jason. I know many good people are finding themselves in a situation where they are unable to keep up with their mortgage payments. Could you just briefly explain what happened in your case?

Jason: I lost a job.

Program 3648: May I ask how you heard about your certified Program 3648 representative, Mr. Gary Watkins?

Jason: Oh, he’s a mutual friend.

Program 3648: May I ask how much better you felt about your situation after visiting with Mr. Watkins?

Jason: Oh, 300% better, yes.

Program 3648: Now Jason, I know that at times a short sale process can be long and cumbersome. How was your experience working with Mr. Watkins?

Jason: Oh, it was very good. It was cumbersome, but he explained everything every step of the way, so there were no surprises.

Program 3648: Great. What were some of the things that were done to help relieve the stress of your situation?

Jason: Well, just knowing that I had options.

Program 3648: What did you like most about what Mr. Watkins did, and the work that he did for you?

Jason: The speed of response and the clarity he gave me to understand what the options were. In a short time, it was well presented; succinct. So that I knew I had a game plan.

Program 3648: Great; and I know Jason, that a lot of foreclosure scams out there and they charge homeowners’ money, and they don’t provide them any help. Program 3648 scam prevention efforts – we have done a lot to help homeowners understand that there is real help out there for free. How did it feel for you to receive all of the help and services that your Program 3648 representative Mr. Watkins provided at absolutely no cost to you?

Jason: Well, that was one of the best parts.

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Testimonial from Gayle in TX

On April 16, 2010, In Program3648 Testimonials, By admin

Program 3648: State your first name and the area where you live.

Gayle: Gayle Williams. Miami, Florida.

Program 3648: Could you briefly explain your situation, and what happened in your case?

Gayle: In our case we actually moved from the States into a next state. This time unfortunately I lost my job; I couldn’t keep up with the payment anymore.

Program 3648: Okay. May I ask how you heard about your certified Program 3648 representative, Mr. Wilson?

Gayle: He came out of one of the winter magazines…

Program 3648: Oh, okay.

Gayle: …and we interviewed him and we found him to be very nice.

Program 3648: Great. May I ask how much better you felt about your situation after visiting with Mark Wilson?

Gayle: Oh, yes we felt like we loved Mark from the beginning.

Program 3648: Gayle, I know that sometimes the short sale process can be long and cumbersome. How was your experience working with Mr. Wilson?

Gayle: I don’t have anything negative to say about Mark. We liked Mark very much. We trusted him explicitly and whenever we called him he would answer or try to get back whenever he could. Mark was very good, a very good person.

Program 3648: What would be your recommendations to other homeowners that are considering a short sale using as program 3648 representative such as Mr. Mark Wilson?

Gayle: Mark should be commended for his patience and his perseverance and it’s because we had that relationship with him, I think that’s why he stayed in there to the bitter end. That’s what the person he is anyway. He sees it through to the final end.

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