Interview with Wanda in CA

On May 17, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

Wanda: Wanda and Escondido,CA.

Program 3648: Can you please briefly explain what happened in your case?

Wanda: Well, let’s see.  I was on disability for four months and at the same time going to school, then I wasn’t able to keep up with my mortgage.

Program 3648: Okay.  Wanda, how did you hear about your Certified Program 3648 Representative, Ms. Jan Hickerson?

Wanda: From a neighbor who went through her.

Program 3648: Tell me, how much better did you feel about your situation after visiting with Ms. Hickerson?

Wanda: Well, I felt a lot better because I knew she would be able to do the job that was required.

Program 3648: Wanda, I know sometimes the short sale process can be long and cumbersome.  How was your experience working with Ms. Hickerson?

Wanda: Oh, it was good.  I mean she kept me updated.  If I had any questions, she’d answer right away.

Program 3648: Okay.  What were some of the things that were done to help relieve the stress of your situation?

Wanda: Oh, she took care of everything. [Laughter]

Program 3648: That’s a good thing.  Was there anything particular?  What did you like most about Ms. Hickerson and the work that she did for you?

Wanda: Very professional, very personable, easy to like.

Program 3648: Okay.  Wanda, I know a lot of foreclosure scams are out there.  They charge homeowners money and they’re not providing any help for them, and Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free.  How did it feel for you to receive all of the help and services that Ms. Jan Hickerson provided at absolutely no cost to you?

Wanda: I feel so good because I tried going through an attorney and paid $2,500.00 to get a loan modification, which he took me and several others of his clients for a ride.  It was really good that Jan didn’t charge me anything.

Program 3648: Great.  Wanda, what would be your recommendation to other homeowners that are considering a short sale using a Program 3648 Representative such as Ms. Jan Hickerson?

Wanda: Do it!  Go for it!

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Program 3648 Interview with Ty from California

On May 7, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

Ty: Ty, and I reside in Dublin, California.

Program 3648: Ok. Could you just briefly explain what happened in your case?

Ty: I was laid off and can no longer afford to pay for the mortgage.

Program 3648: Ok. Tell me Ty. How did you hear about your certified Program 3648 representative Kelvin Kam?

Ty: He was referred to me by one of my brokers.

Program 3648: Ok. How much better did you feel about your situation after visiting with Mr. Kam?

Ty: It helped because at first I was going to let it foreclose but I had enough time to do a short sale. He helped me out with that.

Program 3648: Ok, great. Ty, I know sometimes that the short sale process can be long and cumbersome. Will you tell me how your experience was working with Mr. Kam?

Ty: Good. I mean, Kelvin took care of mostly everything. He put everything together for me, brought it over to my house, showed me the offer that were going to be sent in. It was pretty easy.

Program 3648: Ok. Could you tell me some of the things that were done to help relieve the stress of your situation?

Ty: I guess just in working with my lender at the time, to get him to accept the offer. That was a big relief off my shoulder.

Program 3648: Ok. What did you like most about working with Mr. Kam and the work that he did for you?

Ty: He’s very informative and very helpful.

Program 3648: Ty, I know a lot of foreclosure scams are out there and they charge homeowners money and they don’t provide many help. Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. Tell me  how did it feel for you to receive all of the help and services that your Program 3648 representative Mr. Kam provided at absolutely no cost to you?

Ty: It was awesome. I mean, I was afraid I was going to have to pay something for his services but I mean it worked out really well.

Program 3648: Great. What would be your recommendation to other homeowners that are considering a short sale using a Program 3648 representative such as Kelvin Kam?

Ty: I highly recommend it.

Program 3648: Ok.

Ty: It’s better than the alternative.

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Interview with Melodea of CA

On May 5, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

Melodea: Melodea. I live in Torrance, California.

Program 3648: Could you please briefly explain what happened in your case?

Melodea: I had an adjustable.

Program 3648: Okay. How did you hear about your certified Program 3648 representative Ms. Sharon Johnson?

Melodea: I believe she was in my area at that time doing short sell. I just ran into her and started asking her questions.

Program 3648: Good. Tell me how much better did you feel about your situation after visiting with Ms. Johnson?

Melodea: Much better. She was really informative and she answered the questions that I had no understanding of in regards to short sell.

Program 3648: Okay. Melodea, I know sometimes the short sell process can be long and cumbersome. How was your experience working with Ms. Johnson?

Melodea: She was wonderful. It was long and cumbersome and it’s not because of her. She basically – she did a lot to get it to where she was finally able to get an approval to do a short sell so she did a lot of [calling] and calling and on hold.

Program 3648: Okay. Tell me, what were some of the things that were done to help relieve the stress of your situation?

Melodea: She basically took it over and I basically sat on the side while she did all the legwork basically. I didn’t have to… Prior to meeting her, I did internet search. I tried to understand what the short sell process was and trying to call First Franklin to get somewhere and I didn’t get anywhere until I finally met Sharon.

Program 3648: What did you like most about working with Ms. Johnson and the work that she did for you?

Melodea: She was on top of things. She was totally on top of everything and it made it a lot smoother process.

Program 3648: Okay. I know that there are a lot of foreclosure scams out there and they charge homeowners money and they don’t provide any help. Program 3648 Scam Prevention Efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services that your Program 3648 representative provided at absolutely no cost to you?

Melodea: Oh, I really liked that because I was scared to go to anybody online [anyway]. I pretty much felt that she was trustworthy and I wasn’t going to have to pay out a bulk amount of money which I did see online – people requesting for help if you give them so much and I didn’t lose anything.

Program 3648: What would be your recommendation to other home owners that are considering a short sell using a Program 3648 representative such as Ms. Sharon Johnson?

Melodea: I would recommend her to anybody.

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Interview with Carla of MD

On May 3, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

Carla: Carla, and Ocean Pines, Maryland.

Program 3648: Can you please briefly explain to me what happened in your case?

Carla: The mortgage was on the adjustable, on the ARM and the mortgage payment jumped excessively.

Program 3648: Okay. How did you hear about your Certified Program 3648 representative, Mr. Randy Million?

Carla: Through a marketing letter that he sent to my residence.

Program 3648: Okay. Tell me how much better did you feel about your situation after visiting with Mr. Million?

Carla: I felt really good. I had been with a realtor for eight months and she really wasn’t showing it like that and as soon as he took over, I would say in a week and a half he probably showed it more than she did in the eight months.

Program 3648: I know Carla that sometimes the short sell process can be long and cumbersome. How was your experience working with Mr. Million?

Carla: It was wonderful. I was glad I found him. I could touch base with him one on one. I could go visit him when I needed to so it was more comforting to know that I could speak to him one on one.

Program 3648: Okay. What were some of the things that were done to help relieve the stress of your situation?

Carla: He just took everything into his own hands and lined up the showings and made everything convenient and he just kept in touch with me.

Program 3648: What did you like most about working with Mr. Million and the work that he did for you?

Carla: That he got me from under the house [laughter].

Program 3648: Okay. Carla, I know a lot of foreclosure scams are out there and they charge homeowners money and they don’t provide them any help, and Program 3648 Scam Prevention efforts have done an awful lot to help homeowners understand that they can get real help for free. Tell me, how did it feel for you to receive all of the help and the services that your Program 3648 representative, Mr. Million, have provided at absolutely no cost to you?

Carla: It was wonderful especially in the meantime I had lost my job as well so it did relieve a lot of stress.

Program 3648: Okay. What would be your recommendation to other homeowners that are considering a short sell using a Program 3648 representative such as Mr. Million?

Carla: I know there are a lot of companies out there that are very intimidating. Because you’re unsure of this, you’re really getting what they say they’re giving you but I definitely got everything that Randy offered. There was nothing hidden. Everything that was explained to me is how it was.

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Testimonial from Jim in CA

On May 1, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

Jim: Elk Grove. I go by Jim.

Program 3648: Can you please briefly explain what happened in your case?

Jim: I had renters in it and the renter left and at the same time the renter left, I lost my job.

Program 3648: Tell me, Jim. How did you hear about your certified Program 3648 representative Miss Kathy Griffin?  How did you hear about her?

Jim: My missus called a friend of hers and she recommended Kathy to us.

Program 3648: Okay, great. May I ask you, could you please tell me how much better you felt about your situation after visiting with Miss Griffin?

Jim: There are really not enough good things to say about her in the whole [blasted] organization. Everybody we dealt with was nice and they would talk to me in terms that I could understand.

Program 3648: Good. I know, Jim, that sometimes the short sale process can be long and cumbersome. I want you to tell me how was your experience working with Miss Griffin?

Jim: It was fantastic. The lady knows her job. She knows how to make you so that you feel – I felt at ease because I was scared. It was just nice to have somebody who fought for you.

Program 3648: Jim, I know a lot of foreclosure scams out there. They charge homeowners money. They don’t provide them any help and Program 3648 Scam Prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services that Miss Griffin provided for you at absolutely no cost to you?

Jim: Fantastic because that was it. Anytime we’d run into a block, she would move on to get that block out of the way and…

Program 3648: What would be your recommendations to other homeowners that are considering a short sale using a Program 3648 representative such as Miss Griffin?

Jim: Well, if they want a non-pressure deal, Kathy was super. The other realtor was super. That’s the only way to go.

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Testimonial from Jill in OK

On April 30, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

Jill: Jill and Oklahoma.

Program 3648: Okay. Jill, I know many good people find themselves in a situation where they are unable to keep up with their mortgage payment. Could you please briefly explain what happened in your case?

Jill: We moved out of state and couldn’t sell the house.

Program 3648: Okay. Tell me. How did you hear about your certified Program 3648 representative Mr. Sterken and Mr. [Menendort]?

Jill: They were our realtors.

Program 3648: I know that sometimes the short sale process can be long and cumbersome. Will you please tell me how was your experience working with Mr. Sterken and Mr. [Menendort]?

Jill: I dealt more with I guess the…

Program 3648: Program 3648.

Jill: Okay. That’s who I dealt more with. I had more with them. They were more willing to get back with me and keep me in the loop.

Program 3648: Okay. Can you tell me what were some of the things that were done to help relieve the stress of your situation with Program 3648?

Jill: Just that we didn’t have to do anything. They took care of it and that was about it.

Program 3648: What did you like most about your interaction with Program 3648 and the work that was done for you?

Jill: I was real impressed with – I believe I dealt with Charlene, very on top of things. She got back when I left messages, kept me informed, very easy to work with.

Program 3648: I know, Jill, a lot of foreclosure scams are out there and they charge homeowners money and don’t provide them any help. Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the help and services with interacting with Program 3648 the way that you did, provided at absolutely no cost to you?

Jill: It was wonderful because we didn’t know where to go so if we didn’t have them, they just – like I said – took care of it all.

Program 3648: What would be your recommendation to other homeowners that are considering a short sale using a Program 3648 representative?

Jill: Hopefully I’m never in that situation again but I would definitely use it again. If you don’t know what you’re doing, that’s the way to go.

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Testimonial from David in UT

On April 28, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name and the area where you live?

David: First name is David. I live in Lehi, Utah.

Program 3648: Can you please briefly explain what happened in your case?

David: Well, the investment house and lot that we were hoping to use to help get us a new home, the value dropped and my income dropped and we were unable to make payments.

Program 3648: Okay. How did you hear about your certified Program 3648 representative Mr. Brian Pitcher?

David: Brian Pitcher contacted me and asked me if I needed any help.

Program 3648: Okay. Could you tell me how much better you felt about your situation after visiting with Mr. Pitcher?

David: Well, obviously, we felt good because we had him do our work and then I’ve also referred one of my relatives to him as well, so I consider it a positive experience.

Program 3648: Great. I know, David, that sometimes the short sale process is long and cumbersome. Could you just briefly explain to me your experience working with Mr. Pitcher?

David: He was always available and he pushed things through fast and he had a number of people who were interested in it that were eager as well, and so I’m sure all processes aren’t really quick and we understood that but he seemed to be on the ball and pushed things through fast and it worked out well.

Program 3648: Great. Were there any specific that was done to help relieve the stress of your situation?

David: We’ve been just having him always be available and always answered questions and met with us personally, came to our home on one of the closings. He just accommodated whatever we needed and worked out good.

Program 3648: Great. David, I know foreclosure scams are out there and they charge homeowners money and they don’t provide any help. Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. How did it feel for you to receive all of the services that Mr. Pitcher provided at absolutely no cost to you?

David: Well, it worked out good for us, of course, because we didn’t have any money to pay anybody. In fact, even one of the buyers or one of the banks asked for us to pay and we said, “Well, it would be hard for us to do that and we don’t have any money to give you.”  He was able to go back and negotiate with them and worked out where we didn’t have to have any money out of pocket, which was good.

Program 3648: Great. David, you said in one of your previous answers that you’ve already referred a family member to Mr. Pitcher in regard to a short sale transaction, so there would be recommendations to other homeowners that are considering a short sale using a Program 3648 representative?

David: Sure.

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Testimonial from Tommy in TX

On April 26, 2010, In Program3648 Testimonials, By admin

Program 3648: What is your first name, and the area where you live?

Tom: Tom Evans. Cleveland, Texas.

Program 3648: Could you briefly explain what happened in your case?

Tom: We just had too many repairs and too many rentals, and the economy’s going down. It was hard for our renters to be able to keep up.

Program 3648: May I ask, how did you hear about your certified Program 3648 representative, Ms. Farley and Ms. Shook?

Tom: I met Kimberly Shook at a museum that we were both at, and also at some billboards that she had around town.

Program 3648: Okay. Tell me, how much better did you feel about your situation after visiting with Ms. Shook?

Tom: Well, I felt like there was some hope and I felt maybe we would be able to work something out.

Program 3648: I know Tom sometimes a short sale process can be long and cumbersome. Could you tell me, how was your experience working with Ms. Shook?

Tom: Well this particular home that closed was pretty quick. I would say that the other ones that we’re still trying to process I’m hoping that they will end up as positive experiences as well. The story isn’t finished being written yet on this so we’ve got to see where that goes.

Program 3648: Okay. And could you tell me so far, what are some of the things that have been done to help relieve the stress of your situation?

Tom: Well just basically, basic routine rent in the ones we get rent from and when we don’t have a renter we just short sale program to be able to do that.

Program 3648: Okay. Would you tell me what you liked most about your Program 3648 representative Ms. Shook, and the work that she did for you?

Tom: Very pleasant to deal with, and I think quite knowledgeable and works well with both the buyer and the seller. So it’s been a positive experience.

Program 3648: Great. Tom I know a lot of foreclosure scams are out there, they charge homeowners’ money, and they don’t provide them any help. And Program 3648 scam prevention efforts have done a lot to help homeowners understand that they can get real help for free. Tell me, how did it feel for you to receive all of the help and services that your Program 3648 representative Ms. Shook has provided at absolutely no cost to you?

Tom: It was great.

Program 3648: Would there be any recommendations that you have to other homeowners that are considering a short sale using a Program 3648 representative such as Ms. Kimberly Shook?

Tom: I wish more people were aware of it. And that this is an option other than feeling like bankruptcy is our only way. I guess this is a much better, more proactive approach to resolving issues.

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Testimonial from Paul in CA

On April 13, 2010, In Program3648 Testimonials, By admin

Program 3648: If you could state your first name and the area in which you live.

Paul: Paul, Trabuco Canyon.

Program 3648: Okay. May I ask how you heard about your Certified Program 3648 representative, Ms. Holly Passet?

Paul: I heard it through the property manager that I was dealing with.

Program 3648: Okay. May I ask you how much better you felt about your situation after visiting with Ms. Passet?

Paul: Really good.

Program 3648: Okay. Great. I do know that sometimes – Paul, sometimes the short sale process can be long and cumbersome. How was your experience…?

Paul: A lot.

Program 3648: [Laughter] Yes, I know it can be.

Paul: [Yes] [crosstalk] [Passet, and she was] exceptional.

Program 3648: Okay. Could you tell me some of the things that helped to relieve the stress of your situation?

Paul: She was attentive, always returned the calls, knew the process, and the main thing is she was available.

Program 3648: Would you say that would be the most – what you liked the most about Ms. Passet was the fact that she was available?

Paul: And she knew what she was doing.

Program 3648: Okay.

Paul: Knowledgeable and very prompt.

Program 3648: Okay. I do know that there are a lot of foreclosure scams out there that charge homeowners money and don’t provide them any help. Here at Program 3648, our scam prevention efforts have done a lot to help homeowners understand that they can get help for free and it’s real help for free. May I ask you how did it feel for you to receive all of the help and services that Ms. Passet, your Program 3648 representative, provided at absolutely no cost to you?

Paul: Oh, it was great.

Program 3648: Okay, and may I ask you what would be your recommendation to other homeowners that are considering a short sale using a Program 3648 representative such as Ms. Holly Passet?

Paul: Using Holly Passet for that area definitely.

Program 3648: Okay, and would there be anything else that you would like to add, Paul, right now regarding your experience that you had with the short sale transaction?

Paul: No, just glad to get it over with [laughter].

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Testimonial from John in GA

On April 12, 2010, In Program3648 Testimonials, By admin

Program 3648: …ask you if you would just state your first name only and then the area in which you live.

John: Okay. John in…

Program 3648: Okay.

John: Huntington, Georgia.

Program 3648: How much better did you feel about your situation after visiting with Mr. Smith?

John: Much, much better. Michael, he is the most knowledgeable experienced person we – my wife has a Ph.D. and she’s really smart, but he’s probably one of the most intelligent [people] we’ve ever – and he’s just such a big help to us.

Program 3648: How did you hear about your Certified Program 3648…?

John: From my niece.

Program 3648: Okay.

John: Well, my niece, yes, had put us in touch with him.

Program 3648: Sometimes we do understand that a short sale process can be long and tedious, how was your experience working with Mr. Smith?

John: Excellent.

Program 3648: What are some of the things that he did to help relieve your situation?

John: He was just knowledgeable in working in the process and working with the bank, and us, and the client. He was just very knowledgeable.

Program 3648: Okay. I do understand that there are a lot of foreclosure scams out there, John, that charge homeowners monies and don’t provide them any help. Program 3648 Scam Prevention efforts have done a lot to help homeowners understand that they can get help for free. Could you please tell me how did it feel for you to receive all of the help and services from Mr. Smith provided at absolutely no cost to you?

John: Well, our experience was good with him – very good with him. In him – with him, overall, was a good experience.

Program 3648: Okay. What would be your recommendation for other homeowners that are considering a short sale who’s using a Program 3648 representative such as Mr. Michael Smith?

John: Michael used that program and apparently it was a good program.

Program 3648: Is there anything else that you would like to tell me, positive or negative, in regards to your experience that you would like for me to know?

John: Yes, Michael was – like I said, Michael was a very knowledgeable, experienced, helpful – and we appreciated his expertise.

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